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Health Insurance Plans for Up to 50% Less

Small businesses continue to face rising healthcare costs. Traditional insurance premiums make it difficult to offer meaningful benefits without straining the company budget.

We are sharing an alternative option available through Virtuous Benefits, a health insurance model designed to significantly lower monthly costs for employers.

Virtuous Benefits plans are designed to be paried with Direct Primary Care (DPC), with a simple monthly pricing structure that allows small businesses to provide coverage at a fraction of the cost of traditional small-group plans.

How This Model Works

Rather than relying solely on traditional insurance for care, this approach separates primary care from insurance coverage.

When combined with Direct Primary Care:

  • Employees receive direct access to their physician

  • Office visits are not billed through insurance

  • Insurance is reserved for larger or unexpected medical expenses

This structure can reduce overall healthcare costs while improving access and continuity of care.

Why Consider a Virtuous Benefits Plan?

1. Lower Monthly Premiums. Designed to reduce the financial burden of traditional small-group insurance.

2. Transparent, Predictable Costs. Flat monthly pricing simplifies budgeting.

3. Better Primary Care Access. When paired with DPC, employees receive more personalized and accessible care.

4. A Sustainable Alternative. This model aims to reduce unnecessary insurance spending and create a more efficient healthcare system.